Auto Insurance

Motor vehicles owners and operators face several risks every day such as theft, vandalism, road accidents, and much more. Having auto insurance with BIMA gives you financial protection in case of an accident.

Missouri Auto Insurance

Having auto insurance is compulsory in Missouri, especially the liability and the uninsured coverage options. Ensure you have proof of your auto insurance at all times. Failure to comply with the state's financial responsibility requirements could lead to penalties such as having your license and vehicle registration suspended or losing your driving privileges in general. Also, you must produce proof of insurance before registering your motor vehicle or renewing your plate.

BIMA offers a wide range of coverage options to ensure you and your vehicle are protected from unknown risks. They include:


It's mandatory to maintain the following liability coverage:

  • Bodily injury: Offers you financial protection in case you are legally held responsible for causing third-party bodily injuries after a covered accident.
  • Property damage: Covers property damage claims from a third party resulting from an accident that you caused.


You are required to maintain uninsured coverage for bodily injury. It offers protection to you and your passengers in the event that you suffer bodily injuries after an accident caused by an uninsured driver.

Optional coverage options include:

  • Collision: Covers your vehicle in case of physical damages after it hits or is hit by another vehicle or object.
  • Comprehensive: Covers physical damages to your vehicle resulting from non-collision accidents such as theft, severe weather, fire, and vandalism.
  • Underinsured: Offers protection to you and your passengers in case you sustain bodily injuries from an accident caused by a driver with limited liability insurance.

At BIMA, we write reliable Missouri auto insurance policies. With the state's requirements in mind, our agents will help you determine what coverage options will help you stay fully protected. Also, try our online rating tool for a quote on auto insurance. For a peaceful Missouri driving experience, contact us today!